Terms of Service
PayMeCheck · Last updated: June 2026
These Terms of Service ("Terms") govern your use of PayMeCheck. By creating an account, activating a merchant profile, or using the API or dashboard, you accept these Terms and the declarations below as binding.
1. Service description
PayMeCheck provides payment-link technology and smart contract deployment tools. Each merchant receives a dedicated smart contract that automatically splits incoming stablecoin payments between the merchant wallet and the platform treasury according to a pre-configured fee rate locked at contract deployment.
2. Financial disclaimer — Web3 automation software only
PayMeCheck is exclusively a Web3 automation software provider. We supply payment-link infrastructure, hosted checkout, indexing, webhooks, and tools to deploy and interact with autonomous smart contracts on public blockchains. At no point — before, during, or after a transaction — do we custody, manage, hold, transmit, route, escrow, or control customer or merchant funds. We are not a payment processor, money transmitter, money services business, custodian, escrow agent, broker-dealer, bank, e-money institution, or financial institution of any kind. All value movements occur peer-to-contract on-chain via code deployed to public networks. Your use of PayMeCheck does not create a fiduciary, agency, or financial-services relationship with us.
3. Non-custodial nature
Funds flow directly from the payer's wallet through the merchant's smart contract to the designated on-chain recipients (merchant wallet and platform treasury). PayMeCheck wallets, relayers, and servers never take possession of user assets. You acknowledge that blockchain transactions are irreversible and that smart contract execution is autonomous once deployed.
4. Merchant sector compliance declaration
By activating a merchant account or creating payment links, you declare under digital oath — equivalent to a sworn statement under applicable law — that: (a) you possess all licenses, permits, registrations, and authorizations required to operate your business in every jurisdiction where you offer goods or services to customers; (b) your activity complies with all applicable sector rules, including without limitation gaming and gambling regulations, adult or restricted-content rules, financial-services licensing, consumer-protection laws, sanctions, and anti–money laundering obligations; and (c) all information you provide to PayMeCheck is true, complete, and current. PayMeCheck does not audit, verify, or guarantee your regulatory status. You alone are responsible for determining whether your business may lawfully use payment-link technology. Any false or misleading declaration is grounds for immediate suspension or termination.
5. Fees
Platform fees range from 1% to 5% per payment, negotiated per merchant and immutably set in the smart contract at deployment. Onboarding fees may apply based on integration complexity. All on-chain fees are transparent and verifiable on block explorers.
6. Merchant responsibilities
You are solely responsible for: compliance with all laws in every jurisdiction where you operate; tax reporting and payment; securing your wallets and private keys; the legality of goods and services you sell; accurate webhook and API configuration; and maintaining valid sector licenses as declared in Section 4.
7. Indemnification
To the fullest extent permitted by law, you agree to indemnify, defend, and hold harmless PayMeCheck and its owners, officers, directors, employees, contractors, and affiliates from and against any and all claims, demands, investigations, fines, penalties, sanctions, damages, losses, and expenses (including reasonable attorneys' fees and court costs) arising out of or related to: your use of the platform; your business activity or content; any crime, fraud, or unlawful conduct attributable to you; any regulatory action, sanction, or enforcement proceeding against you; any breach of these Terms or of your Section 4 declaration; or any third-party claim that your activity infringes law or third-party rights. This obligation survives account termination. If you are fined, sued, or sanctioned, you bear full responsibility and must reimburse PayMeCheck for any legal or regulatory cost that reaches us because of your conduct.
8. No warranties
The service is provided "as is" and "as available". Smart contracts and blockchain networks carry inherent risks including bugs, network congestion, and regulatory changes. We do not guarantee uninterrupted service or specific transaction outcomes.
9. Limitation of liability
To the maximum extent permitted by law, PayMeCheck shall not be liable for any loss of funds, smart contract failures, blockchain network issues, regulatory actions against merchants, or indirect, incidental, special, or consequential damages arising from use of the platform. Our aggregate liability shall not exceed the fees paid by you to PayMeCheck in the twelve (12) months preceding the claim.
10. Modifications
We may update these Terms at any time. Continued use after changes constitutes acceptance. Material changes will be communicated via the platform or email where practicable.
11. Contact
For questions about these Terms, contact us at hello@paymecheck.io.